A credit score is a three-digit number that is calculated based on your credit report and credit history. It’s one factor that lenders use to determine your creditworthiness for a mortgage, loan, or credit card.
You should care about your credit score if you care about your future. Simply, in a lender’s eyes, the higher your credit score, the lower a risk you are to them. Depending on your credit score, the lender can decide if they consider you eligible for a loan, and it can impact the interest rates on those loans. If your credit score is high, you can luck out and get a lower interest rate, which will save you hundreds, if not thousands, in the long run.
In this month’s Money Circle gathering, we’ll be learning about how to improve your credit score. If you know you want to buy a house or a car, go back to school, or get any other kind of loan in the next couple of years, it’s important to understand your credit score and take the steps to improve it.
Money Circle is a safe open space where women can ask questions, air their fears, brag about accomplishments, and be honest about any confusion they may have around money.
Light snacks will be provided.
Refunds: Money Circle is a limited seating event. If you have to cancel for any reason within 24 hours, your ticket is non-refundable. However, feel free to gift it or sell it to a friend! Just be sure to let me know of the exchange at [email protected].
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